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We are here to help you get your fresh start -We offer free face-to-face debt advice, financial education and ongoing support to anyone who needs it.
Our service is free
You will never be charged for our help.
We help anyone
We offer free face-to-face debt advice, financial education and ongoing support to anyone who needs it regardless or background, faith or circumstance.
We work with all creditors
We can work with all creditors – including councils, housing associations, utility companies, banks and the financial services industry in general – to agree a way forward and help you.
You always choose
We will advise you to take the course of action which our advisers think is best for you in your particular circumstances, but we will not make any decisions for you. At the end of the day it is your choice as to which course of action you take.
We cannot pay any debts for you
But we will check you’re receiving any benefits or grants you’re entitled to and help you apply.